The phone lines now say that agents cannot access payments or any account information and can no longer assist until the website is up and running again. From what I’ve tried to research, that’s not the case. You can’t access the accounts otherwise at all. To be frank, I think the last time I saw that card, it was in an old wallet buried in an old purse lol.Ĭut to last week: Comenity bank, who houses my 3 credit cards, has been going through some “scheduled site maintenance lasting to beginning of next week” (which would’ve been today) and gives canned responses on Twitter, Facebook, and their customer care phone lines that only same day payments can be made on the website or on the phone. I don’t use it anymore, obviously, but just continue to pay on it. Anyways, Younkers closed when I was still living in a state that had one (and I’m pretty sure went bankrupt?) but I still continue to pay it off. I got that card being an irresponsible idiot wanting expensive cosmetics out of my means, etc etc. Some backstory on my oldest card with them: Younkers. I have three cards with Comenity Bank: Younkers, Sephora, and Victoria’s Secret. No promotion of illegal, fraudulent, or nefarious activities No self-promotional content with prior mod approval. No referrals in posts, comments, or private messages. PIN, Signature).Ĭapital One Upgrade Link - Check PC eligibility for your existing card List of credit card company phone numbersĬredit Card Tuneup or CreditIntro to help you find the right cardĮMV CVM Database - Find a card's Cardholder Verification Method list (e.g. Template for Card Recommendation Requests Suggestions, Ideas, and Feedback - Post your suggestions hereĬreditKarma - Uses TransUnion and EquifaxĬreditSesame - May use Transunion or Experian depending on service Otherwise, not so much.Official User Flairs Thread - Learn how to customize your user flair The Bottom Line: If you spend lots of money at Victoria’s Secret, the Victoria’s Secret credit card is probably a pretty good card to have. The Shopping Cart Trick Factor: Since this is a Comenity retail card, you should be able to take advantage of the shopping cart trick to get it without a hard pull. It looks like there are other triple point promotions as well, and the fine print on that one says, “Triple points offer cannot be combined with additional bonus reward point promotions.”Īnnual Gifts: Certain retail cards give you a bonus every year on your birthday. Does that get multiplied with the triple points bonus and bring the rewards to 24/36%? And does Victoria’s secret sell prepaid Visa gift cards? I don’t know, though I’m pretty sure the answer to the second question is “No.” AND you also get double points on all bra purchases. That works out to a rate of 4% or 6% in the highest tier.īut wait, there’s more: during your cardmember anniversary month, you get triple points! So that boosts this card to 12%/18%. For the Angel Forever card ($1,000 spent) you get $15 for every $250 spent. For both the Angel Card and the Angel VIP card (which you get by reaching $500 in spend), you get $10 for every $250 spent. Rewards: The Victoria’s Secret credit card offers different tiers based on your spending on it. $15 is less than the $500 rewards that major credit card issuers frequently offer for their products, so the pink credit card is not a winner on this count. Sign-up bonus: The Victoria’s Secret credit card gives you $15 off your next purchase. And by “a lot of readers” I mean “ Elaine in the comments last week.” So here you go, Elaine! Let’s take a look at the features, and please keep in mind that this is a store card valid only at Victoria’s Secret, not a Visa/MasterCard/Amex. Believe it or not, a lot of readers have asked me to write up the Victoria’s Secret credit card.
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